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Heart & Diabetes

Lipid Panel (Cholesterol)

A comprehensive blood test that measures cholesterol and triglycerides to assess heart disease risk and cardiovascular health.


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Medically reviewed by Sofia Boilini, MD · April 10, 2026
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What this test measures

A lipid panel measures the concentration of cholesterol and triglycerides in the blood, the two categories of blood fats most closely tied to cardiovascular risk. The panel typically reports four values: total cholesterol, LDL cholesterol (often called "bad" cholesterol because it contributes to arterial plaque), HDL cholesterol ("good" cholesterol because it helps remove excess cholesterol from the bloodstream), and triglycerides (a type of fat the body stores for energy).

Cholesterol itself is not inherently harmful. It is a waxy substance present in every cell membrane, and the body relies on it to produce hormones, vitamin D, and bile acids needed for digestion. The concern arises when excess LDL cholesterol accumulates in artery walls, forming plaques that narrow and stiffen the vessels, a process that raises the risk of heart attack and stroke. The lipid panel quantifies these components so that healthcare providers can estimate cardiovascular risk and determine whether lifestyle changes or treatment may be warranted.

What's included

Total Cholesterol
High-Density Lipoprotein (HDL) Cholesterol
Low-Density Lipoprotein (LDL) Cholesterol
Triglycerides
Very Low-Density Lipoprotein (VLDL) Cholesterol

Who should consider this test

You might consider this test if you are experiencing any of the following:

  • Adults aged 20 and older for routine cardiovascular screening and preventive health monitoring
  • Individuals with family history of heart disease, high cholesterol, or premature cardiovascular events
  • People with risk factors such as obesity, diabetes, high blood pressure, or smoking history
  • Those experiencing symptoms that may indicate cardiovascular issues or metabolic concerns
  • Patients currently taking cholesterol-lowering medications who need monitoring of treatment effectiveness
  • Individuals with previous abnormal cholesterol results requiring follow-up testing

What to expect

Preparation

Fast for 12 hours (no food or drink, except water) before the test for most accurate triglyceride measurements. Water is permitted and encouraged during the fasting period. Some medications may affect results, so individuals should discuss their current medications with their healthcare provider before testing.

Sample Type

A simple blood draw from a vein in the arm, similar to other routine blood tests.

Collection

A healthcare professional will clean the site and use a needle to draw blood into collection tubes. The process typically takes just a few minutes and involves minimal discomfort.

Turnaround

Within 1 day for most standard lipid panels, with results typically available through an online patient portal or by contacting the laboratory directly.

Understanding your results

Results are reported in milligrams per deciliter (mg/dL) for each component: total cholesterol, LDL, HDL, and triglycerides. What constitutes a healthy level depends on individual risk factors including age, family history, blood pressure, smoking status, and existing medical conditions. For example, an LDL level that is acceptable for a person with no other risk factors may be considered too high for someone with a strong family history of early heart disease. Healthcare providers use the full lipid profile alongside these individual factors to assess overall cardiovascular risk rather than relying on any single number.

PopulationReference RangeNotes
AdultsTotal Cholesterol: Below 200 mg/dLDesirable level for overall cardiovascular health
AdultsLDL Cholesterol: Below 100 mg/dLOptimal level for most individuals without existing heart disease
Adult MalesHDL Cholesterol: Above 40 mg/dLMinimum protective level; above 60 mg/dL is considered cardioprotective
Adult FemalesHDL Cholesterol: Above 50 mg/dLMinimum protective level; above 60 mg/dL is considered cardioprotective
AdultsTriglycerides: Below 150 mg/dLNormal level associated with lower cardiovascular risk

Reference ranges shown are general guidelines. Your lab report will include the specific reference range used by the laboratory that processed your sample, which is the authoritative range for interpreting your results.

What does a “Low” result mean?

It's rare to have abnormally low levels of cholesterol. If you do, it's usually due to a health condition that's causing malnutrition. Low HDL cholesterol levels may indicate reduced protection against cardiovascular disease, as HDL helps remove excess cholesterol from the bloodstream. Very low total cholesterol levels may sometimes be associated with certain genetic conditions, liver disease, or nutritional deficiencies, though this is uncommon in routine testing.

What does a “High” result mean?

In general, higher-than-normal levels of total cholesterol, LDL and triglycerides and lower-than-normal levels of HDL can increase your risk of cardiovascular disease. Elevated total cholesterol may indicate increased cardiovascular risk, though this should be evaluated alongside individual cholesterol components. LDL particles can get into the wall of an artery and cause plaque, which can build up and clog the arteries. High triglyceride levels are often associated with other metabolic conditions and may contribute to cardiovascular risk, particularly when combined with low HDL cholesterol levels.

Privacy & confidentiality

All test orders are authorized and results reviewed by an independent, board-certified physician who is not the patient's personal doctor. Your lipid panel results are completely confidential and protected by strict medical privacy laws. When you order testing through LevelPanel, your results are <u>not reported to your doctor</u> unless you specifically choose to share them. The test results are <u>not part of your medical records</u> maintained by your healthcare provider or insurance company, giving you complete control over who has access to this information. Your lipid panel testing will <u>not appear on insurance statements</u> or explanation of benefits (EOB) forms, ensuring your privacy is maintained. Results are never shared with employers, life insurance companies, or other third parties without your explicit consent. This confidential testing approach allows you to monitor your cardiovascular health privately and make informed decisions about when and how to discuss results with healthcare providers. No doctor visit is required to order this test, making it convenient to stay informed about your cholesterol levels on your own timeline.

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Last reviewed: April 10, 2026

CPT Code: 80061

This test may not be available in: NY, NJ, RI

This page is for informational purposes only and does not constitute medical advice. Always consult with a healthcare provider regarding any health concerns. LevelPanel does not diagnose, treat, or prescribe.

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